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Whether you’re a family adding new drivers, an individual looking to insure a new car or just want to see what’s available so you can save money, Top10Easy makes it simple to compare quotes from the top insurers coast-to-coast.
Liability insurance: Nearly every state, with the exception of New Hampshire, requires some liability insurance on your car. Liability will help cover damages you may cause to another driver, property or passengers.
Three components to automotive liability coverage include:
- Property coverage per accident
- Injury coverage per person
- Injury coverage per accident
The limits are usually expressed as a series of numbers, such as 15/30/10. Let’s say you collide with a van carrying several passengers. With those hypothetical limits, your liability coverage would pay up to $15,000 per person for bodily injuries caused to people in the van but no more than $30,000 in total bodily injury costs for the incident. You’d also be covered for up to $10,000 in property damage.
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